Services
Mortgage advice and protection for Cardiff & South Wales, starting with a free initial call.
Or call 02922 820 840 · Mon–Fri 9am–5:30pm
A free 20-minute phone call. No obligation, no credit check.
Mortgages
Residential mortgages →
Buying your first home in South Wales, moving up the ladder, or remortgaging — we compare lenders whose criteria fit your situation and manage your application through to offer.
First home · Moving home · Remortgaging · Shared ownership · New build · Self-employed · Credit issues
Buy-to-let mortgages →
Purchase or remortgage of rental property in Wales and across the UK — for first-time and portfolio landlords.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Equity release →
Equity release lets homeowners, usually aged 55 or over, take money from the value of their home without having to move. A lifetime mortgage is a loan secured on your home: the amount you owe can grow quickly, and it reduces the value of your estate.
We don't advise on equity release. If you'd like to look into it, we can refer you to a specialist adviser within the Stonebridge network.
Second charge mortgages →
A second charge mortgage is a separate loan secured on your home, alongside your existing mortgage.
We don't advise on second charge mortgages. If you'd like to look into one, we can refer you to a specialist adviser within the Stonebridge network.
Protection
Protection →
Life insurance, critical illness cover and income protection — arranged alongside your mortgage or reviewed on their own.
We don't charge you a fee for protection advice. If you take out a policy through us, we're paid commission by the insurer.
Our mortgage advice fees
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances, this could be up to £499 but a typical fee would be £199.
We also receive a commission from the lender.
The first call is always free.
Let's talk about your next move.
You can speak to Phillip before you have found a property.
Or call 02922 820 840 · Mon–Fri 9am–5:30pm
A free 20-minute phone call. No obligation, no credit check.

