Phillip Wakeling-Smith

I'm Phillip, a CeMAP qualified Mortgage & Protection Adviser based in Cardiff. I've been advising for 15+ years. I've worked with all types of clients over the years, including first-time buyers, home movers and people remortgaging. I have specialist knowledge in new-build purchases and extensive experience of shared ownership although I can help with most types of mortgage applications.

I always put my clients first and explain each step of the mortgage process, so you know what's happening and why. I advise on residential mortgages, buy-to-let and protection. So if you'd like to discuss your mortgage needs, please give me a call.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

As with all insurance policies, conditions and exclusions will apply.

• A free first call

  A free 20-minute phone call about your circumstances and what you're looking to achieve. There's no credit check and no obligation to go any further.

• Lenders whose criteria fit

  I research mortgages from across the whole of the market, looking for those whose criteria fit your situation, and explain what I recommend and why.

• Support through your application

  Help with documents and lender queries, and a clear picture of where things stand until completion.

How it works →

Capital Mortgage Advice is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.