Our fees
What we charge, how we're paid and what the fee covers. The first call is always free.
Or call 02922 820 840 · Mon–Fri 9am–5:30pm
A free 20-minute phone call. No obligation, no credit check.
What you'd pay
We offer a range of first charge mortgages from across the whole of the market, but not deals only available direct from a lender. We don't advise on second charge mortgages, equity release, bridging finance or commercial mortgages.
- Your first call
Appointments are by phone. Your first call is free and takes about 20 minutes.
- Mortgage advice
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances, this could be up to £499 but a typical fee would be £199.
We also receive a commission from the lender. It's shown in your illustration, so you can see what we're paid and by whom.
- Protection advice
We don't charge you a fee for protection advice. If you take out a policy through us, we're paid commission by the insurer.
We'll explain what's included before you decide to go ahead.
What the fee covers
Any fee is for the advice and the work of arranging your mortgage: the research, our recommendation and handling your application through to completion.
Common questions about our fees and service
Will you credit-check me?
No. An initial conversation involves no credit check at all. If you later apply for a mortgage, the lender will run one — and we'll tell you exactly when that happens.
Is there anything you don't advise on?
We don't advise on equity release (lifetime mortgages and home reversion plans), second charge mortgages, bridging finance or commercial mortgages. For equity release or a second charge mortgage, we can refer you to a specialist adviser within the Stonebridge network.Equity release →Second charge mortgages →
What if I'm not happy with your service?
If you're unhappy with our service, please tell us so we can put it right. How to complain →
Let's talk about your next move.
You can speak to Phillip before you have found a property.
Or call 02922 820 840 · Mon–Fri 9am–5:30pm
A free 20-minute phone call. No obligation, no credit check.