Skip to main content

Shared ownership: how much could you borrow?

Enter the full price, the share you’re buying, your deposit, the rent and the service charge. See what lenders might lend on your share, with the rent and service charge counted alongside the mortgage. An information tool from our sister site Mortgage Affordability.

This is an information tool, not advice: it doesn’t give a recommendation, a decision in principle, or a guarantee any lender will lend to you.

Loading the affordability check…

Talk your result through with Phillip

A shared ownership purchase has to pass the housing association’s affordability assessment as well as the lender’s. We can check both with you on a free call.

Book a free call

Or call 02922 820 840

A free 20-minute phone call. No obligation, no credit check.

See how we help with shared ownership or read how shared ownership mortgages work.

Let's talk about your next move.

You can speak to Phillip before you have found a property.

Book a free call with Phillip

Or call 02922 820 840

A free 20-minute phone call. No obligation, no credit check.

We'd like to use analytics cookies and Google Ads measurement. Nothing is set unless you accept, and we never use remarketing. See our cookie policy.